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Tenth International Symposium on Human Aspects of Information Security & Assurance (HAISA 2016)
Title: Understanding Precautionary Online Behavioural Intentions: A Comparison of Three Models
Author(s): Jurjen Jansen, Paul van Schaik
Keywords: Information Security Behaviour, Protection Motivation Theory, Reasoned Action Approach, Online Banking, Human Factors
Abstract: We used a survey design to compare three social cognitive models in their ability to explain intentions of precautionary online behaviour. The models were protection motivation theory (PMT), the reasoned action approach (RAA) and an integrated model comprising variables of these models. Data from 1,200 Dutch users of online banking were analysed with partial-least-squares path-modelling. The two separate models explain about equally much variance in precautionary online behaviour; in the integrated model the significant predictors of the two models remained significant. We conclude that both PMT and RAA make a unique contribution in explaining variance. Our results give practitioners potentially a wider range of options to design preventative measures.
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